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Integrate our AI products
Time and efficiency gains
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Ready to use AI products for finance and ESG
AI-driven risk management & financial optimization
Scalable and adaptable solutions for climate risk modeling
Finance – ALMA
ALMA is a comprehensive balance sheet risk management solution that covers interest rate risk and liquidity risk, along with many other functionalities. It serves as a complete ALM system, providing a centralized source for regulatory reporting and business management.
Financial risk analysis
Delivers key insights on interest rate risk, from both economic and earnings perspectives, as well as liquidity and currency risk.
Risk compliance & reporting
Covers regulatory (IRRBB, LCR, NSFR, EBA Stress Testing) and management (ALCO, FTP, budget) reporting needs.
Decision support
Helps users understand the impact of changes, balance sheet composition, and model parameterization.
The model sheets associated with the material presented will be distributed after the professional training session, which will allow you to carry out the workshop with some basic notions.
Benefits
ALMA empowers financial institutions to optimize risk strategies, improve compliance, and enhance decision-making through cutting-edge AI-powered risk modeling.
Performance
Optimized calculation engine and high computational speed for real-time risk management.
Flexibility
ALMA adapts to user needs with fully customizable features and flexible data input formats.
Intuitive design
User-friendly interface ensuring maximum ease of use and configuration.
Finance – ePortfolio
ePortfolio is an advanced portfolio optimization solution that leverages financial mathematics models, AI (Deep Learning), and swarm algorithms to deliver optimized investment strategies.
Black-Litterman calibration
Incorporates expert-driven insights for more precise financial modeling.
Optimized financial portfolio allocation
AI-driven algorithms help maximize returns while managing risk.
Competitive fund allocation
Smart fund distribution to enhance performance and minimize risk exposure.
“ePortfolio has transformed our investment strategy with AI-driven optimization and expert-calibrated financial models. The speed, accuracy, and flexibility of the solution have significantly enhanced our decision-making and portfolio performance!”
Benefits
ePortfolio is trusted by leading financial institutions, including an IBEX 35 company, making it a proven and scalable solution for portfolio management.
Speed & accuracy
Obtain reliable results in minutes, ensuring quick decision-making.
Flexible
Easily adaptable and deployable across different infrastructures, ensuring seamless integration.
Accelerate AI transformation
Implement a structured and strategic plan to drive AI adoption efficiently and effectively.
Finance – RisQ
RisQ is an advanced risk modeling platform designed for both operational (Pillar II) and market (IMA) risks. It leverages cutting-edge AI algorithms, including SMOTEReg and GAN models, to enhance the robustness of risk metrics and improve decision-making.
Regulatory-approved for operational risk
Compliant with Pillar II requirements and supports regulatory reporting needs.
Optimized risk management decisions
Enhances risk assessment through AI-driven modeling and simulations.
Advanced VAR and expected shortfall calculations
Ensures precise value-at-risk (VaR) and shortfall estimations for market and operational risk analysis.
“RisQ has revolutionized our risk management with AI-driven modeling and precise risk calculations. Its speed, efficiency, and compliance support have greatly improved our decision-making and regulatory reporting processes!”
Benefits
RisQ Suite is a trusted solution used by leading financial institutions, providing speed, accuracy, and compliance for advanced risk management.
Supported by R&D
Backed by scientific research, with published papers available online.
Speed & efficiency
Features the fastest Monte Carlo simulation on the market, leveraging proprietary variance reduction and parallelization, allowing 100,000 years over 56 dimensions in just 10 minutes.
Reliability & precision
Provides highly accurate risk measures, ensuring robust financial risk management.
Finance – Credit Analysis Tools
Credit RisQ is an advanced credit analysis tool that leverages machine learning and deep learning to calculate key credit risk metrics (PD, LDG, EAD) and assess the creditworthiness of customers (both corporate and retail). The solution is powered by our Gen AI platform and is used for credit portfolio optimization and segment hunting.
High-performance benchmarking
Integrates with industry contrast modules (Fitch, S&P, etc.) for enhanced risk assessment.
AI-driven credit portfolio optimization
Improves credit allocation strategies using machine learning.
Intuitive portfolio comparison
Ensures seamless evaluation between optimized and original credit portfolios.
“Credit RisQ has streamlined our credit risk analysis with AI-driven portfolio optimization and high-performance benchmarking. Its speed, accuracy, and transparency have significantly improved our decision-making process!”
Benefits
Credit RisQ is a cutting-edge solution for financial institutions, ensuring speed, accuracy, and risk-adjusted decision-making in credit portfolio management.
Speed & efficiency
Uses high-performance GPUs to ensure optimal numerical computation and fast processing.
Optimized credit portfolio performance
Maximizes economic benefits by refining portfolio risk and return strategies.
Flexible & transparent
Compares optimized vs. original portfolios in an easy-to-understand format.
ESG – Scoring & Sentiment Analysis
Our ESG Scoring Solution provides data-driven insights into Environmental, Social, and Governance (ESG) topics, leveraging AI-powered sentiment analysis and media tracking.
Sentiment analysis by ESG subtopics
Monitors the evolution of corporate responsibility, climate policies, and governance in real-time.
Media impact assessment
Tracks positive & negative ESG mentions to measure brand reputation & risk exposure.
Score stability & threshold sensitivity
Ensures minimal score variation across different ESG scoring thresholds, improving reliability & decision-making.
“The ESG Scoring Solution has provided us with real-time insights into corporate responsibility, climate policies, and governance trends. Its AI-driven sentiment analysis and media tracking have greatly improved our risk assessment and decision-making!”
Benefits
Our solution enables financial institutions, investors, and corporations to track ESG performance, anticipate regulatory changes, and strengthen sustainable strategies.
AI-driven sentiment analysis
Using RoBERTa & DistilRoBERTa models, we analyze ESG-related discussions, tracking positive, negative, and neutral trends.
ESG article tracking
Monitors media coverage of ESG subtopics across various periods (monthly, quarterly, yearly) to identify key trends and risks.
Probability of default estimation
Uses the Merton model to estimate default risk for individual loans and portfolios.
ESG – Real estate transition risk model
The Real Estate Transition Risk Model by Quant AI Lab assesses the impact of the transition to a low-carbon society on French real estate portfolio loans. It leverages French real estate data, focusing on:
Integration of transition risks
Provides a forward-looking approach to assess financial risks in real estate investments.
Minimizes reliance on historical data
Unlike traditional models, this approach incorporates future policy shifts and market trends.
Supports regulatory compliance
Helps financial institutions align with ESG reporting requirements.
“The Real Estate Transition Risk Model has been invaluable in assessing financial risks linked to the low-carbon transition. Its forward-looking approach, minimal reliance on historical data, and regulatory compliance support have strengthened our investment strategy!”
Benefits
This innovative model empowers investors and financial institutions to proactively manage transition risks and adapt investment strategies for a sustainable future.
Comprehensive scoring system
Assigns a risk score to each loan based on EDP and energy source.
Impact assessment
Measures how transition risks affect housing value.
Probability of default estimation
Uses the Merton model to estimate default risk for individual loans and portfolios.
ESG – Flood risk modeling
The Flood Risk Modeling solution by Quant AI Lab evaluates the economic impact of flood hazards on real estate and financial portfolios. It provides climate risk assessments to support regulatory compliance and investment decision-making.
Scenario-based risk evaluation
Provides insights into optimistic and pessimistic flood scenarios.
Mitigation impact analysis
Assesses the effectiveness of short-term and long-term flood mitigation strategies.
Regulatory & ESG compliance
Supports financial institutions in aligning with climate risk disclosure frameworks.
“The Flood Risk Modeling solution has helped us assess climate-related risks with precision. Its scenario-based analysis and impact forecasting have been crucial in refining our risk management strategies and ensuring regulatory compliance!”
Benefits
This data-driven approach helps institutions quantify climate-related risks, refine risk management strategies, and ensure resilience against extreme weather events.
Comprehensive climate risk assessment
Uses high-performance GPUs to ensure optimal numerical computation and fast processing.
Economic impact forecasting
Measures asset depreciation due to flood risks under different climate scenarios.
Portfolio risk management
Helps financial institutions integrate flood risk into their credit and investment strategies.
