AI for Finance

Improve your financial performance

Financial AI and risk platforms structured around four core financial pillars, combining pre-built solutions and advanced financial modeling systems. Our expertise covers balance sheet management, credit & counterparty intelligence, portfolio optimization and extra-financial risk intelligence. Our expertise combines quantitative modeling, regulatory alignment and industrial-grade deployment to support financial institutions in complex, regulated environments.

Balance sheet management

Asset & Liability Management solution for interest rate risk, liquidity risk and balance sheet optimization in regulated environments. It enables financial institutions to model cash flows, measure structural risk exposure and support capital and funding decisions with forward-looking scenario analysis.

OptiALM

OptiALM enables financial institutions to analyze asset-liability mismatches and monitor interest rate and liquidity exposures across the balance sheet. It supports stress testing and scenario analysis under different market conditions. As the core of an integrated ALM framework, it supports both regulatory reporting and business management.

Goals

Assess

Evaluate asset-liability mismatches, interest rate risk and liquidity exposures across the balance sheet.

Align

Support capital adequacy, funding strategy and balance sheet alignment through asset-liability matching and scenario analysis.

Stabilize

Strengthen risk mitigation, liquidity management and long-term financial stability in regulated environments.

Benefits

Balance sheet stability

Enhances capital adequacy, liquidity management and interest rate risk control to protect financial resilience.

Strategic decision support

Provides stress testing, scenario analysis and balance sheet insights to guide funding and profitability decisions.

Accelerated risk processing

High-performance calculation engine for faster simulations, real-time monitoring and team collaboration.

Credit and market risk analysis

Credit and market risk analysis solutions.
This section brings together CAT and IMA, two complementary platforms designed to measure and simulate credit and market risk under regulatory and economic constraints.

CAT – Credit analysis tool

Advanced credit portfolio analysis and optimization platform. CAT enables financial institutions to measure, simulate and optimize credit risk across diversified and non-diversified portfolios.

Goals

Measure credit risk

Calculate diversified and non-diversified VaR at different portfolio levels.

Optimize credit portfolios

Improve portfolio allocation to minimize risk and maximize economic benefit under capital and regulatory constraints.

Compare portfolios easily

Clearly compare the optimized portfolio with the original one.

Benefits

High computational speed

Uses GPU technology to deliver fast calculations. 

Regulatory approved

Suitable for regulatory usage.

Compatible with rating models

Integrates with external rating systems (Fitch, S&P, etc.).

IMA – Impact market analysis

IMA is a risk modelling solution designed to simulate future market scenarios and quantify potential losses under multiple economic conditions.
 It uses optimized Monte Carlo simulations with advanced variance reduction techniques and parallel computing to deliver fast and precise risk measures, including VaR and Expected Shortfall.

Goals

Simulate market scenarios

Run large-scale Monte Carlo simulations across multiple risk factors.

Compute risk measures

Calculate VaR, Expected Shortfall and other risk metrics with high precision.

Support regulatory risk management

Provide risk metrics suitable for internal and regulatory use.

Benefits

Very fast simulations

Fastest Monte Carlo simulation available on the market (variance reduction and optimal parallelization) – 1000,000 years on 56 dimensions in 10 

Enhanced strategic decision-making

Provide clear reporting for stakeholders and enable proactive risk management, strengthening the company’s resilience to crises and improving transparency.

Improved regulatory compliance

Facilitate compliance with regulatory requirements (Pillar II and IMA) and optimal capital management.

Portfolio optimization

This section focuses on dynamic asset allocation, risk management and regulatory alignment, combining quantitative models and AI to support disciplined investment decisions.

Portfolio Optimization

Solution dedicated to portfolio optimization combining different models from financial mathematics (Black-Litterman, etc.) and AI (DL, DRL, etc.)

Goals

Calibrate

Obtain a calibration using a Black-Litterman model whose hyper-parameterization has benefited from the validation of the latter.

Optimize

Optimize investment processes from client portfolios to investment or pension funds.

Trade-off

Making a Trade-Off on the Allocation of Competing Funds.

Benefits

Performance

Best possible results by combining models and avoiding dogmatic approaches.

Precision

Accurate results through reconstruction of incomplete time series by interpolation and/or extrapolation of missing values.

Flexibility

Adaptable and deployed on any infrastructure.

Extra financial risk intelligence

Tools designed to assess non-financial risks, enhance data transparency and support regulatory and strategic decision-making.

OpData

OpData is an operational risk management solution designed to organize risk information and strengthen internal controls. It supports analytical, corrective and preventive controls to reduce exposure, costs and operational losses. By improving process visibility and risk mapping, it helps teams make better decisions and manage risk more effectively.

Goals

Control

Apply analytical, corrective and preventive controls to manage operational risk.

Reduce

Lower risk levels, costs and operational losses through better monitoring.

Structure

Clearly compare the optimized portfolio with the original one.

Benefits

High computational speed

Uses GPU technology to deliver fast calculations. 

Regulatory approved

Suitable for regulatory usage.

Compatible with rating models

Integrates with external rating systems (Fitch, S&P, etc.).

OpVision

OpVision is an operational risk modeling solution designed to monitor the evolution of a company’s risk profile through economic capital analysis. It supports multiple statistical distributions and capital calculation methods, including AMA. The platform calculates Expected Loss, Capital at Risk and related metrics, while generating exportable reports for governance and regulatory needs.

Goals

Measure

Calculate economic capital using AMA and other modeling approaches, including Expected Loss (EL), Capital at Risk (CaR) and Operational VaR.

Analyze

Assess risk exposure using statistical distribution models and capital indicators.

Report

Generate exportable results to support internal governance and regulatory reporting.

Benefits

Clearer capital view

Better visibility on operational risk exposure and how economic capital evolves over time. 

Stronger risk models

Supports multiple statistical distributions and capital calculation approaches (including AMA).

Easy reporting

Exports analysis results to support governance and reporting needs.

Gabriel

Gabriel is an autonomous deep research system built to bring structure, verification and consistency to complex research workflows. Gabriel organizes data from multiple sources into clear analytical frameworks. It manages research workflows through decomposition, source validation and controlled synthesis to produce reliable outputs. Designed for regulated and mission-critical environments, it ensures traceability, auditability and controlled deployment.

Goals

Structure

Organize multi-source information into consistent analytical frameworks.

Synthesize

Coordinate decomposition and validation to generate reliable outputs.

Govern

Ensure traceability, auditability and enterprise-grade control in complex research environments.

Benefits

Accelerated research cycles

Reduces research cycle time and enables faster synthesis of complex, multi-source information.

Increased analytical capacity

Increases document processing and analysis compared to manual workflows.

Higher-value expert focus

Frees analyst time from low-value research tasks for strategic reasoning and judgment.

ESG Scoring and crosswashing

An ESG scoring solution developed in line with our expertise, accurately indicating an entity’s positioning in the E, S and G pillars, as well as the positioning of its competitors.

Goals

Generate

Generate an ESG score reflecting the commitments/initiatives of a particular company or customer portfolio.

Identify

Identify discrepancies between customer perception and the company’s corporate communications to avoid the risk of crosswashing.

Tailor

Tailor your asset portfolio to your sustainable finance strategy.

Benefits

Investor gains

Investors benefit from a transparent scoring methodology and a full-access to relevant information sources.

End-To-End vision

Various levels of granularity for a complete understanding of the factors influencing the score.

Decision-Support tool

Identification of areas contributing to a high score and those requiring mitigation measures.

ESG – Valorisation of risks associated to climate change

An ESG scoring solution developed in line with our expertise, accurately indicating an entity’s positioning in the E, S and G pillars, as well as the positioning of its competitors.

Goals

Quantify

Quantify physical and transition risks of an asset portfolio based on pre-defined scenarios and their associated impacts.

Integrate

Integrate climate risks into portfolio financial performance assessment.

Monitor

Monitor the performance and content of the asset portfolio at medium & long terms.

Benefits

Maximum profitability

Better management of risk and uncertainty by integrating exceptional and recurring
physical risks.

Risk migration

Various levels of granularity for a complete understanding of the factors influencing the score.

Sustainable objectives

Evaluate the costs of transition to achieve a pre-defined sustainable strategy.

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