Use Case Financial

ESG Assessment – Flood Risk

Our ESG physical model for flood impact assessment determines flood-prone areas by municipality in France, classifying floods into three severity levels. It generates future scenarios for each flood level and uses sector-specific damage functions to assess the impacts. By integrating a portfolio of physical assets, their current and future values (without flooding), the model calculates financial losses by asset, municipality, region, and sector, at the national scale. Additional specific modules will be integrated to meet our clients’ particular needs.

Challenges

Data accuracy

Collecting precise and up-to-date data on flood-prone areas, current and future asset values, and postal addresses.

Research

Exploration of complex research fields such as gesture recognition

Modelling future scenarios

Creating realistic and accurate future flood scenarios for each severity level.

Climate risk evolution

Accounting for climate change and its impact on the frequency and severity of floods.

Sector-specific damage functions

Developing damage functions tailored to each sector to accurately estimate financial impacts.

Solution

The solution maps flood-prone areas by municipality and incorporates climate change-based flood scenarios. It features calibratable damage functions, easy integration of specific modules, and validation with historical data. Results are presented in a clear, intuitive web application, enabling stakeholders to make informed decisions.

Tech stack

Results

The model provides detailed estimates of financial losses for assets affected by floods, segmented by severity level, municipality, region, and sector. It visualizes these impacts using an intuitive web application, offering clear information on potential future risks and helping stakeholders make informed decisions.

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