Case Study

Asset & liabilities management solution

QALM is a comprehensive balance sheet risk management solution that encompasses interest rate risk and liquidity risk, among many other functionalities

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IN BRIEF

KEY INFORMATION

PERFORMANCE

Optimized calculation engine and computational speed for real-time risk management 

FLEXIBILITY

 Fully customizable features and no specific input data format

INTUITIVE DESIGN

Maximum ease of use
and configuration

Challenges

  • Deliver key information for interest rate risk, from both economic and earnings perspectives, liquidity & currency risks
  • Fulfil all the reporting needs for interest rate and liquidity risks, both regulatory, and for management
  • Assist users to understand the relative impact of changes, balance sheet composition, and model parameterisation

Solution

  • Adaptable ETL design
  • Flexible design of the ALM system, allowing full customization and fast updates
  • Multi-entity, multi-scenario and multi-dimensional projections of the balance sheet

Gains

  • Fastest ALM engine, able to do real-time analysis for risk management. Example: IRRBB analysis for 250K contracts and 6 scenarios in 48 seconds.
  • Adaptable to any input data format & no need for complex changes of version
  • Fully customizable models, behavioral assumptions and reports, and immediate adaptation to new regulatory requirements

Testimonial

Before QALM, any input data error will translate in day-long delays in reporting, now we can correct it in real time.”